What is a Lifetime Mortgage?

What is a Lifetime Mortgage?

It's a type of equity-release scheme that lets you use some of the money that's tied up in your home.

You could use this to pay for long-term care but only if you're looking to stay in your home.

With a lifetime mortgage, you borrow money against the value of your home, and then repay it when the house is sold.

Lifetime Mortgages are one of the two main types of equity release.


Our Providers

Regulatory Statement

Decide to be Happy™ is a trading name of New Leaf Distribution Ltd which is authorised and regulated by the Financial Conduct Authority : FCA number 460421
Registered Office : 1st Floor, Princess Caroline House, 1 High Street, Southend on Sea, Essex, SS1 1JE.


A lifetime mortgage may affect the value of your estate and your entitlement to means-tested benefits.
Your adviser will talk you through this and the setting up costs before you make any decision to proceed.


Some of our advisers are NOT associates of the Equity Release Council.
Please confirm with your adviser their status with the council.

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